Some of the new health care reform laws of the Patient Protection and Affordable Care Act are to take effect today. Some of these are:
1. Cannot deny children insurance for pre-existing condition.
2. One may stay under parents’ insurance plan until age 26.
3. Insurances cannot cancel plan unless patient commits fraud.
4. Insurances can no longer cap lifetime benefits.
5. Patients no longer have to bear all the costs of preventative services such as mammograms and colonoscopies.
6. High risk pools are mandated to cover those who have been denied coverage because of pre-existing conditions.